90%*. Our local Australian contact centre is waiting for you. Remember Username. From there, it got more complicated again — with the buyer claiming PayID had sent them an email saying they had to transfer an additional $500 to Ella's PayID to upgrade her account to a. Check Rates. Box 7777 Meridian ID 83680; United Heritage Life Insurance Company Phone (800) 657-6351; United Heritage Property & Casualty Phone (800) 877-8862; Sublimity Insurance Company Phone (800) 424. If the name shown is incorrect, the customer can easily cancel the. New Customers - please set up your online account for portal access. Heritage Bank: NO: Horizon Bank: HSBC: NO: NO: Hume Bank: Hunter United: Illawarra Credit Union:. More help . com. Locations across Cincinnati and Northern Kentucky; Heritage Bank puts people first. Share your PayID. Also, if you do too many PayID lookups without completing the payment your bank will block you. PayIDs are managed by your. Step 1. Adding a new Heritage or inter-bank payee in our Mobile Banking App is easy. Credit cards. Creating a PayID is available only in our app at the moment. David Setser Digital Design/Tech Apps/Girls Coach. Samsung Pay is the smart wallet which allows you to easily make payments using your Samsung device. Creating a PayID is available only in our app at the moment. Heritage Federal Credit Union Digital Banking allows you to conduct many of your most common banking transactions while you're on the go with your mobile device! If you have any questions about this digital application, please contact Heritage Federal Credit Union at 812-253-6928 or 800-858-1693. Call 13 14 22 or if overseas, call +617 4694 9000. Tap ‘Email address’. It can also help guar d against some types of scams, such [2] "PayID is a relatively new payment method and is quick, safe and simple. Look for the contactless symbol in stores or the wallet’s logo at online checkout. JMC Heritage Call Center . Credit or refund. Bank safely and securely with the American Heritage Credit Union Mobile Teller App. To log into AHGfamily, go to and click the “LOGIN” menu link at the top. Frequently asked questions and answers about NPP Faster Payments, setting up a PayID and payment troubleshooting. With a location that you will love and amenities to match, our apartments are sure to make your college experience the best. If the seller agrees, scammers will ask for their PayID email to complete the payment. Call our internet banking support line on 1300 722 767 or tap here for live assistance. com. “PayID brings together companies across all industries with an open. Manage all your bills, get payment due date reminders and schedule automatic payments from a single app. To delete a Payee:This excerpt is pulled from an ANZ FAQ page. Customers can now transfer up to $40,000 per day through Heritage Online, following an increase to our maximum available daily limit. , however, the success of the. Login to the App, click on the ‘cog wheel’ at the top left corner of the Banking page and select ‘PayID’. Join over 16 million people who choose Wise for fast and secure money transfers. The withdrawal process is as simple and instant as making a deposit and consists following steps: Log in to your PayID casino account and go to the cashier page. Outages exclude the inability for customers to initiate transfers due to. Even more importantly, Heritage Bank strives to be a positive community force. March 2022: New Payments Platform reports 10 million PayID registrations in Australia. No transaction fees to pay. Here are simple, straightforward answers about Online Bill Payer from American Heritage FCU. Tap ‘Create PayID’, read and accept the PayID Terms and Conditions, and choose your eligible mobile number. You can even view and activate your Purchase Rewards offers. Simply register your PayID within your online banking to your preferred bank account. Please note all payment changes must be made 5 business days before your scheduled payment date. At Heritage, we assign you a PayID Shortname, based on your legal account name which means you're unable to change this with Heritage Bank unless you legally change your name. Apple Watch. PayID is a unique identification (phone number or email address) for your bank account that can be used instead of a BSB and account number when sending. Add a card on your iPhone. A complete range of how to's and step-by-step guides to help you with your internet banking at Heritage. Is there a daily transfer limit on NPP faster payments? Yes, there are daily limits on NPP transfers for security. (b) These Terms are subject to and apply in addition to the following terms and conditions: (i) Financial Services Guide; (ii) Access Methods Terms and. For policyholders reporting claims for flood or rising water, please contact your flood insurance carrier directly. Funds are received on average in under 60 seconds, 24 hours a day, 7 days a week. au. Employee Self-Service Questions? HR Shared Services Heritage Bank sent out an alert to customers last week warning them of how the scam operates. If overseas, call +617 4690 9000. We offer a variety of accounts that will perfectly fit your lifestyle. Our range of credit cards offer great value and global convenience. Heritage Pay | 10 followers on LinkedIn. Step 2. It claimed the buyer's payment had been "blocked by PayID" and that they would pay me double the amount of the dining table – but would then request half the money back. Push Notifications and Deposit Alerts. 20 differential pay job in Findlay, OH. Toast centuries-old vineyards and luxuriate in Paris’s sophistication. Sneaky scammers are at it again, sending fake PayID emails to trick people selling items via online platforms like Marketplace or Gumtree. Call us 24/7 on 13 14 22. Welcome Bonus up to $4000 + 500 Free Spins. offers assistance and can handle the process of soliciting bids, awarding contracts and monitoring the quality of work in conjunction with the applicant during projects. P. • Receive alerts for transaction activity. If your account is past due or your service has been stopped for non-payment, you must contact the local Waste Management office number listed on your invoice to restart or schedule service. No enrollment and no payment information is stored, but your email address is retained for communications regarding your payment. OPEN THE DOOR TO EARNING MORE! Open a 6 month cerificate with $10,000 of new money** and earn 5. Internet Explorer 11 is outdated. Our highly skilled and qualified masons use the. Tap “Settings” and select “Create a PayID”. Skip to main contentBank safely and securely with the American Heritage Credit Union Mobile Teller App. 1 billion generated by the men's 2018 World Cup. October 2021:. a family email address. To perform a transfer to a new destination, simply enter the details of the new destination into the fields provided. Call 13 14 22 or if. Make a One-time Payment. Please read the rules and our wiki pages on common scams and posting guidelines BEFORE posting. Add it to your PayID list on your bank account. How do I find my 12 digit account number? Phone Number *. We are particularly suited to making payments to businesses; house purchases abroad; investing overseas;. Resources. Carry out transfers (Local and Domiciliary) to. Based on these examples, 1 Heritage. Glacier proudly operates individual bank divisions that provide financial services to individuals and businesses throughout the western U. Initiate a transfer from your bank account using the PayID. Get paid to your email address or Australian mobile number when you set up a PayID with Heritage Bank. PayID was released on February 13th 2018 as part of the New Payments Platform in Australia. They accept several payment options, including credit and debit cards, e-wallets, cryptocurrencies, instant banking, and services like PayID. According to NPPA, over 5. Refer to the PayID, OSKO, and the New Payments Platform Terms & Conditions here. Manage your PayID:On June 18 2020, the Open Payments Coalition announced “an open-source solution to unite payments,” also dubbed PayID, created in partnership with over 40 global companies, including GoPay, Ripple, Blockchain. We are particularly suited to making payments to businesses; house purchases abroad; investing overseas;. a. Mobile Banking App FAQs; Internet Banking FAQs; Visa Debit & Credit Card FAQs;More FAQs. Test yourself to see if you can pick a scam. Pleasant 1050-3 South StateCo-Payments. Two NPP payment systems used include Single Credit Transfer and OSKO. Why use PayID on HitPay?: PayID is a great addition to your suite of local and international credit card payment options on HitPay. Buyer agreed and paid via PayID. Our Contact Centre is here to help you with internet banking, account troubleshooting, card management and lots more. BitPay users in Australia have two easy ways to buy Bitcoin and other cryptocurrencies with PayID, via the BitPay Wallet app or on the BitPay website. Day surgery/professional. Routing Number: 236082944. Heritage and People's Choice have officially merged to create a new national mutual that offers a compelling alternative to the big banks. The fastest way to receive money into a Heritage Bank account from another financial institution is via NPP Faster Payments to a PayID or BSB and Account Number. All you need is our routing number 236082944 and your account number. Explore Avignon’s Palace of the Popes and savor Lyon’s culinary heritage. Log onto your mobile banking app or Internet banking platform. Currently, Heritage only accepts NPP Single Credit Transfers (SCT). PayID is simply an additional new way to receive funds – it will not replace your BSB and Account number. Since our founding in 1973, The Heritage Foundation has been working to advance the principles of free enterprise, limited government, individual freedom, traditional American values, and a strong. au/NPP. IF YOU HAVE ALREADY SET UP A NEW ONLINE ACCOUNT, LOG IN NOW. Apple Pay is now available with Heritage Bank. A complete range of how to's and step-by-step guides to help you with your internet banking at Heritage. Banking on the go has never been easier or more secure, thanks to our digital banking technology. Learn how we protect you from fraud and become savvy at identifying scams with our help guides and security tips. If someone sends a NPP OSKO. 5250. Enter the last 4 digits of your Social Security Number or Federal Identification Number on account. Step 2. Once you create a PayID, you can give it to customers instead of your BSB and account number to make paying and getting paid easier. SMS and Email Alerts makes it even easier to keep track of significant actions on your accounts. Learn more with Heritage Bank. Enter the amount you wish to withdraw. Fight scammers with our help. Learn how we protect you from fraud and become savvy at identifying scams with our help guides and security tips. Availability of the payment type depends on the currency or the region. com today announced PayID, a universal payment identity developed by the Open Payments Coalition, is now available on the Crypto. It gives consumers more visibility and control over their payments, and enables merchants and businesses to initiate real-time payments from their customers’ bank accounts. • Enroll in Bill Payer from the app to manage ongoing Bills and schedule payments – both one time. Account Number *. Check that your PayID is in an active state (not locked) to enable it to be closed, or to transfer it to another financial institution or other Heritage Bank account. Menu. We take a look at what it is and how to get one. You can then call us back and ask us to unlock it when you are ready to use it again. Ripper. Heritage Masonry is a quality driven company owner/operated delivering high end, custom made stone work and masonry services. This is due to the fact that it provides users with the ease of making payments without charging any additional fees for the. Data entry. Find the heritage status of properties in Victoria. Please enter your User IDHelp. Look for the 'Setup PayID' option - this might be in a notification or message. PayID is an easy, low cost digital payment option for receiving Fast Payments from your customers. In order to generate your unique PayID, you are required to follow the below steps: While on the Sportsbet home page, navigate to your balance, click on your balance then below click on Deposit. Most banks limit the amount of money made through Osko, usually $1000 a transaction with a max of $5000 a day. Bank of Heritage Isle Members can. NerdWallet rating. PayID can help reduce your costs and improve your bottom line by eliminating the need for expensive and inefficient payment systems, such as cheques and bank transfers. PayID and New Payments Platform (NPP) FAQ's | Heritage Bank Scheduled Maintenance : We're running scheduled maintenance on Wednesday, 12 April from 10pm to 4am Thursday, 13 April AEST . 12 January 2023. Call 13 14 22 or if overseas, call +617 4694 9000. Buy Community Docs. To perform a transfer to a new destination, simply enter the details of the new destination into the fields provided. Access your account using any touchtone telephone by calling 13 14 72 and selecting option 1. - This is a combination of the BSB + Virtual Account Number. Update and manage accounts with many new and improved self-service features. Email Everette Dodd. Why use PayID; How it works; Great for Business; PayID in action; Need help? Scam Alert: We are aware of email scams which claim to come from PayID. Facebook marketplace is where they target a lot. 04 Approve and manage PayTo agreements from within the security of their existing online or mobile banking app, reducing the risk of fraud. PayID is an initiative of Australian Payments Plus, Australia’s domestic payments organisation that also includes BPAY Group, eftpos and NPP Australia. 4545 immediately. Contact us 24/7. It was first made accessible to the general public on 13 February 2018 with the launch of PayID, an addressing capability, and Osko, the first NPP overlay service, operated by BPAY. 95 per month with regular direct deposit. The minimum deposit and withdrawal amount is €20, which is relatively low compared to many other casinos. The PayID consists of a piece of information that is exclusive to you, such as a mobile number or email address, that you can use instead of traditional bank details to accept payments. Receive billing statements directly to your emailSign in to your Heritage Bank online banking account to check your balance, transfer money, pay bills, view monthly statements and more. google. Wyre is happy to support the ability for 100M+ users to buy crypto and ship it directly to their PayID. PayID must be chosen as the main payment method that the client later uses to make money transactions between the bank and the online casino. Tap ‘Add’ icon on the top right corner. You can have multiple PayIDs linked to different accounts. Refer to the PayID, OSKO, and the New Payments Platform Terms & Conditions here. We offer online banking services with real-time account management, giving you greater control and access to your funds—anytime, anywhere. Don't hesitate, report scams 24/7. Learn how we protect you from fraud and become savvy at identifying scams with our help guides and security tips. S. Once you set up your card, simply unlock your phone, ‘tap and pay’ and. 2️⃣ Go to the Cashier or Bank section of your PayID casino. Cost savings. You can then register the PayID with another institution. Heritage Bank----Horizon Bank----HSBC----Hume Bank----Hunter United----Illawarra Credit Union----imb Bank----ING: ING App Note: ING currently has a $1,000 daily limit on all PayID payments Tap Pay, then Pay anyone; Choose the account you wish to make the payment from; Choose +New payee, then select PayID; Select Email and enter the email. Posting id: 870935181. " He said the biggest scam read flag was if someone asked you for money to upgrade or access PayID because the service. Is there a daily transfer limit on NPP faster payments? Yes, there are daily limits on NPP transfers for security. To ensure you are able to receive Secure Access Codes, text the word START to 86434, then attempt to sign in and request a code once more. PayID: Most banks that offer Osko payments also offer PayID. Manage your accounts, make transfers, deposit checks, pay bills, manage your debit and credit card controls, monitor. Funds are received on average in under 60 seconds, 24 hours a day, 7 days a week. PayID is a common form of payment accepted in Australian casinos. Hold your phone up to the symbol on the contactless terminal or click and log in with your ID to pay. The new PayID is the first major effort to focus on tying together different digital payment networks, as opposed to connecting individuals, the Open Payments Coalition said. 129 W. Bill Pay. with American Heritage Realty and earn up to a . With members such as Ripple, BitGo, Blockchain. Medical Billing (208) 215-2111. Australians lost $260,000 to PayID-specific impersonation scams last year. G o to the Transfers menu, select Manage Heritage Payees or Manage Inter-bank Payees. Digital gifting and donations. Log onto your mobile banking app or Internet banking platform. If you have concerns, please contact your bank. A PayID is a registered phone number or email address that can be used in place of a BSB and Account Number. 02 Use PayID in a PayTo agreement, so personal info and account details stay completely private. To get started, check your mobile number and email address are up-to-date with Heritage. We offer financial planning, self-managed super fund accounts, SMSF loans and term deposits. © 2023 First Heritage FCU • Privacy policy • Federally Insured by NCUA • Equal Housing LenderIf you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, you may "opt in" by calling 256-245-4776, from inside your Online Banking account, or call our 24 hour voice response system at 256-249-8318. Meridian ID 83642; Mailing P. It's really common it seems in the US, on Zelle, which is a type of Payid. 12 January 2023. Enter under ‘Reference’: your Transaction Reference. Mail: Lincoln Heritage Life Insurance Company PO Box 29045 Phoenix, AZ 85038-9045. 50% APY*! CHILL. Bill Pay. • Online redraw of payments in advance (conditions apply) • View recent transaction history, including VISA Authorisations. 4th South Rexburg, ID 83440. PayID® allows you to use a mobile number, email address, ABN or Organisation Identifier as a way to receive fast payments. Ability of Heritage Bank to process fast bank account transfers. Email Amber Loyd 806-794-9400. Glacier Bank Division Information. Heritage Property & Casualty Insurance Dept # 3051 PO Box 11407 Birmingham, AL 35246-3051. But it looks like Queensland-based mutual bank, Heritage Bank has no problem defying trends. Look for the 'Setup PayID' option - this might be in a notification or message. Call us 24/7 on 13 14 22. Thus it is easy to integrate and implement in any system. PayID is a fast and secure way to send and receive payments using a mobile number, email address or ABN, all within the security of your online banking. How do I move my PayID to another bank? Call us on 1300 655 505 (8am-8pm Sydney time, 7 days) and request to have your PayID put into a Transfer state. This varies between financial institutions. Get set for real time payments by creating your PayID today. Our updated app is more safe and secu…Now anyone with a PayID compatible wallet (such as Xumm, below) or payment system can search for your PayID and it will resolve to the payment information contained in the PayID file you put on Github. Then enter the email address that is in your AHGfamily profile. Locations across Cincinnati and Northern Kentucky; Heritage Bank puts people first. With PayID you can receive payments by providing your mobile number or email address instead of your BSB and account number. Regular direct deposit means two (2) direct deposits of at least $150. Check your accounts, pay bills and more from nearly anywhere life takes you. If you suspect that you've fallen victim to a scam or if any unusual activity has occurred on your accounts, including while using Heritage Online or your Mobile Banking App, contact us. If you're looking for banking rewards, complimentary insurance, a low interest rate or no annual fee, we have options for you. g. If you believe your UHCU Online Banking is at risk, contact us at 512. JPEX Saga Deepens with Emergence of New Suspects; 2023 Digital Banking Trends and the Future of Banking “PayID is the brand, name, and trademark used by NPPA to identify both the NPP's Addressing Service and the account proxies/aliases that form part of the Addressing Service,” the lawsuit specified. Scope and application. For these calculations, we divided the dollar value of each reward by the number of credits required (rounded to the nearest 1 cent). ) PayID types. If you get a new phone and a new mobile number: You will need to close the PayID for your old mobile number and create a PayID for your new mobile number. You can have multiple PayIDs linked to different accounts. 6 APY = Annual Percentage Yield. Email Hugh Shannon. With the free Android® mobile app you can do all of that. Call us Email us Live chat Find a branch. The women's World Cup is expected to generate $131 million in revenues - just 2% as much as the $6. To learn more about NPP and how to set up your PayID, visit our New Payments Platform faster payments page. Download the Heritage Mobile Banking App from the app store. Make sure your device is authenticated before getting started. Some insurance companies require Heritage Valley to collect co-payments from patients for specific types of medical services. Add your Heritage Financial Credit Union card to your Digital Wallet on your Apple, Google, or Samsung device. My name is Lola Henderson. Scammers pose as buyers and ask the seller if they can pay using a PayID. 6 APY = Annual Percentage Yield. • View account details. Send money using PayID from our website or mobile app, in just a few clicks. If the seller agrees, scammers will ask for their PayID email to complete the payment. When entering a PayID mobile phone number to. Mobile deposits. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover ways to help a friend or loved one who may be a victim of a scam. Enter your email address. Sneaky scammers are at it again, sending fake PayID emails to trick people selling items via online platforms like Marketplace or Gumtree. The. Everyday banking. Stay current with special offers, news and destination-focused content. “PayID was built for all, its open-source, free, and simple to integrate with the security and privacy that everyone from large financial institutions and global nonprofits, to ride-hailing apps. If you don't know your account number write in your address. Don't hesitate, report scams 24/7. For PayID per user, it should be the user's. There is not a limit to the total number of bill payments allowed daily. You can still provide your BSB and account number to get paid by someone. If the other financial institution does not complete the transfer within 14 days, the transfer will be deemed to be ineffective and your PayID will remain with your Account. Step 3. Call 13 14 22 or if overseas, call +617 4694 9000. Enter your Heritage Cooperative account number (Account ID) Create a password (password is case sensitive) Retype password. If overseas, call +617 4690 9000. Users would simply need to login to their respective mobile. Unity Bank. ) PayID types. Select PayID, locate the PayID type you would like to pay to and enter the details provided, e. Tap ‘Create PayID’, read and accept the PayID Terms and Conditions, and choose your eligible mobile number. . Online Teller. Phone banking is available 24 hours a day, seven days a week and allows you to perform basic transactions over the phone for the cost of a local phone call ^. • Address 2: PO Box 802. Go to Manage Cards in your Heritage Mobile Banking app, select Add to Google Pay and follow the steps on screen. 1. Our local Australian. 50% APY* 11 Month Jumbo Certificate or IRA. 4. If this is. 04 Approve and manage PayTo agreements from within the security of their existing online or mobile banking app, reducing the risk of fraud. Check the the Financial Institution you are transferring the funds accepts NPP Faster Payments. No transaction fees to pay. Essentially, the scammer. 1️⃣ Log on to your casino account. Read more. If you have a loss as a result of Hurricane Idalia or other storm, please contact our Claims Department at 855-415-7120. 1. Touch/Face ID Login. Always pays to read the terms and conditions before you hit that OK button. S. PayID can help preserve user privacy and simplify any money transmitter's workflow. From $799 | 2 Nights. PayTo is a service offered by banks, financial institutions and payment service. Although the company is called Family Heritage Life Insurance Company of America, this supplemental insurer actually specializes in health insurance. By simply typing in the phone number, email address or ABN, it will show the name of the intended recipient. Alternatively, set up your card in the Google Pay app or on the web at pay. Our local Australian contact centre is waiting for you. Stay up to date with faster alerts and push notifications. You can check whether your PayID is already registered with Heritage Bank in your Mobile Banking App. Payments made from an Orange Everyday bank account through the New Payments Platform will be capped at $1,000 per day per account. Earn 5. It was developed by New Payments Platform Australia (NPP), a national payments. PayID and New Payments Platform. Click on the Someone New button and select the type of payee you wish to add. Update your Profile information (Phone and email) Change your password and pin. their email address. Easily deposit checks with improved mobile deposit. Loading user interface. List last updated: 09th June 2023You can see if your bank supports Osko payments via the table below. (exception - NAB is the only bank at the moment which allows Osko transfers up to $20,000 a day. They aren’t dumb, they just don’t get it. Some features will not work on older versions. • Check Account Balances. Select your PayID, usually either your mobile number. User ID. Emergency Phone: (208) 219-7690. Mobile Banking with the Heritage App. News & Communications. Remember Username. Australia and New Zealand Banking Group (ANZ) bank transfer times. 200% up to $2000 +50 free spins. Transfers to another financial institution (not as a Fast Payment) If you make a transfer before 6pm (AEST/AEDT) on a business day, the payee will usually get the funds the following business day. To an account overseas (an international transfer). Enter an address or select on the map. Utah Heritage Credit Union 84 West Main Moroni, UT 84646; Wire Routing / Transit Number: 324377338; Final Credit To: Your Name and Account Number Specify Checking or Savings Account; Online Loan Payment with Your Debit Card. With PayTo, you can pay invoices, plan and manage your recurring bills easily, allowing you to spend less time on admin and have more time to get back to business. Millions of. It is part of the government-backed NPP initiative to foster a more digitalised economy and streamline online payments². Launched by a coalition led by the cryptocurrency company Ripple, PayID offers consumers the equivalent of an email address—a distinct easy-to-read ID that works with any service provider. You will then see a list of payees that you have previously used (other accounts where you have transferred funds). But it looks like Queensland-based mutual bank, Heritage Bank has no problem defying trends. To learn more about NPP and how to set up your PayID, visit our New Payments Platform faster payments page. Call our internet banking support line on 1300 722 767 or tap here for live assistance. interest rate. Step 1: Log into your exchange account. Within the U. Resources Menu. 60% p. Step 1: Log into your exchange account. Payments to a PayID are processed 24/7. Call our internet banking support line on 1300 722 767 or tap here for live assistance. People are being warned about a new scam on online classifieds networks. Let Heritage help with your investment goals today. I asked for a screenshot of payment but they have gone silent. Mobile deposits. Contact us 24/7. Free and instant PayID deposit is now here at CoinSpot! The majority of major Australian banks and Financial Institutions will support PayID deposits to email addresses. View and Enroll in eStatements. Manage your accounts, make transfers, deposit checks, pay bills, manage your debit and credit card controls, monitor your credit score and more, from anywhere. 56. If you aren't registered for internet banking yet, we'd be happy to help you– simply call us on 13 14 22 or visit your local branch. Click the BillPay button on the main navigation toolbar. Simpler, faster way to pay. Tens of thousands of customers may have had their personal details exposed after a breach in new banking technology. A complete range of how to's and step-by-step guides to help you with your internet banking at Heritage. American Heritage Realty is a full service real estate agency owned and operated by American Heritage Credit Union. heritage bank is agent for actualisation of sdg 5-gender equality, women empowerment – kilali tribe. For questions regarding a credit or refund on your account, please contact the Credit/Refund Department at: Phone: 844-824-4774Login. "vaId": " ". But this is for a business account. To find out whether your bank offers PayID, search your bank here. PayID is a legitimate form of electronic payment introduced in Australia in 2018 to overcome incorrect payments as well as reduce fraud – by showing the recipient’s name to the person making. Dental Billing (208) 292-0699. Pay Online with Paylease. Most banks limit the amount of money made through Osko, usually $1000 a transaction with a max of $5000 a day. As we monitor PayID usage to manage misuse and fraud, we may lock your PayID if we reasonably suspect misuse of your PayID or use of your PayID.